• 401(k), 457 and 403(b) Accounts

    Employees of Horry County Schools have additional opportunities to save for retirement.

    South Carolina Deferred Compensation Program 

    The South Carolina Deferred Compensation Program is a powerful tool to help you reach your retirement dreams. As a supplement to other retirement benefits or savings that you may have, this voluntary program allows you to save and invest extra money for retirement through before-tax and after-tax contributions in a 401(k) and/or 457 plan!  For More information please visit the program website administered by Empower Retirement.

    Horry County Schools 403(b) Plan 

    Employees may also choose to enroll in the HCS 403(b) plan.  This plan is similar to the 401(k) and 457 offered through the South Carolina Deferred Compensation Program, but offers different vendor and investment elections. More information is located on our 403(b) page.

    Investment Note: Investing in the above plans may have risk.  Employees in the HCS Payroll and Benefit Services Department are not licensed investment counselors and cannot offer financial advice to employees.  Please consult with your preferred investment counselor about the plan that may be right for you.