Benefits
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- PEBA Health, Dental & Vision Benefits
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- Life Insurance
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- Retirement - SC PEBA
- Voluntary Retirement Accounts
- Sick Leave Bank
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- Other Benefits
- Voluntary Benefits
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- Voluntary Benefits
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Voluntary Benefits
Below is a high-level description of the voluntary benefits that will be available to HCS employees through our agreement with Keenan and Suggs / Ward Services. They replace the previous insurance offerings from vendors such as AFLAC; *Horace Mann; Liberty National, *New York Life; Performance Matters; Colonial; Humana.*also a 403b vendor
These policies are only available from our vendor, Ward Service. They can be reached at 1-800-673-6472.
The HCS Benefits staff cannot enroll you in the voluntary benefits listed below.
Trustmark Universal Life with Long Term Care:
- One Product – Two Benefits: combines the benefits of both Life and Long Term Care coverage
- Includes built-in affordable “Living Benefit”, Long Term Care coverage
- Guaranteed Issue opportunities available – no underwriting questions or test
- Ability to automatically increase your benefit amount without additional test or underwriting
Trustmark Critical Illness with Cancer combination:
- Covers over 20 illnesses including heart attack, stroke, kidney failure and cancer
- Provides the ability to select a Single Cash Benefit between $5,000 and $20,000 in addition to your health insurance
- Level premiums meaning rates don’t increase because of age
- Ability to automatically increase your benefit amount without additional test or underwriting
Allstate Cancer:
- Provides a cash benefit, in addition to your health insurance, when diagnosed with cancer
- Can help cover the cost of specific treatments and expenses as they happen
- Offers protection for hospitalization, radiation/chemotherapy, surgery, lodging, and transportation, etc.
- Affordable premiums and the benefit paid directly to the employee
Trustmark Short Term Disability:
- Disability Income insurance protects your future by going to work when you can’t
- Provides a benefit for rent or mortgage, credit card and car payments, child care, insurance co-pays, and deductibles, etc.
- Covers for total disability due to pregnancy and non-occupational sickness and/or injury
- Benefits are paid at the same frequency of your paycheck
Allstate Accident:
- Covers all accidents including sports injuries
- Specific benefits for specific medical needs or services
- Wellness Benefits for doctor visits
- Benefits paid in addition to the health plan and directly to the employee unless assigned to someone else