COBRA

The Consolidated Omnibus Budget Reconciliation Act (COBRA) requires that continuation of group health, vision, dental and/or Medical Spending Account coverage be offered to you and/or your covered dependents if you are no longer eligible for coverage due to a qualifying event. Qualifying events include:

• The covered employee’s working hours are reduced from full-time to part-time
• The covered employee voluntarily quits work, retires, is laid off or is fired (unless the firing is due to gross misconduct)
• A covered spouse loses eligibility due to a legal separation or divorce
• A covered child no longer qualifies as a dependent.

Please note: Coverage loss due to the following reasons is not covered by COBRA

• Benefit termination due to nonpayment of premiums
• Failing a dependent eligibility audit

COBRA information from the Public Employee Benefit Authority