401(k), 457 and 403(b) Accounts

Employees of Horry County Schools have additional opportunities to save for retirement.

South Carolina Deferred Compensation Program 

The South Carolina Deferred Compensation Program is a powerful tool to help you reach your retirement dreams. As a supplement to other retirement benefits or savings that you may have, this voluntary program allows you to save and invest extra money for retirement through before-tax and after-tax contributions in a 401(k) and/or 457 plan!  For More information please visit the program website administered by Empower Retirement.

Horry County Schools 403(b) Plan 

All employees may enroll in the HCS 403(b) plan. US Omni & TSACG is the third party administrator for our plan.  They list the current vendors participating in the plan. To enroll, contact your vendor of choice.  Once your account is setup, your vendor will help you complete a salary reduction agreement with US Omni who will notify HCS of your enrollment. Once your account is receiving contributions, you can submit changes directly to US Omni using their web page.

Investment Note: Investing in the above plans may have risk.  Employees in the HCS Payroll and Benefit Services Department are not licensed investment counselors and cannot offer financial advice to employees.  Please consult with your preferred investment counselor about the plan that may be right for you.